Patio Cover Financing

REGIONS BANK FINANCING

Start your dream project today!

Build your new patio cover in Orange County, CA

Regions Bank is one of the nation’s leading lenders for home construction improvement projects. The application process is easy and fast—it takes about ten minutes to get a credit decision and your loan gets funded quickly. An Regions Bank loan is unsecured, which means that you won’t have to put a lien on your home. Plus, you’ll pay no application fee, no closing or appraisal costs, and you’ll never be charged prepayment penalties.

Currently, Regions Bank has two loan options available:

  1. No Interest Financing for 12 Months, 1 year same-as-cash loan – if repaid in full during same-as-cash-period.
  2. 5 year, low-interest loan at 6.99% (Patio Warehouse will charge 7.5% processing fee for any loan application approval.)

Whichever loan you choose, there’s never been a better time, or a more affordable way, to get started on your dream home. Use the loan to add usable square footage to your house with one of our energy-efficient sunrooms or beautify your backyard with a full-scale covered patio project. The choice is yours.

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Please Note – All provided quotes are based on the discounted rates applicable to cash or check payments. Patio Warehouse will charge 7.5% processing fee for any loan application approval. 

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $19.97 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Ask us about your options

Get in touch with us today.

With easy qualification and even easier payment arrangements the Regions Bank program paves the way for you to design the home of your dreams. Don’t wait until your kids are grown and gone to increase the value of your home by creating a backyard retreat the entire family can enjoy. Make space in your annual budget for an investment in your home and your family.

For more information on Regions’ bank qualification process and innovative financing options, visit the website today.